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Explore Industry Trends and Regulatory Challenges Defining the Future of Financial Services
The annual Baltic FinReg Summit 2026 will take place on 21 April 2026 at CYBER CITY (Švitrigailos g. 36), Vilnius, Lithuania.Recognised as the leading think tank, knowledge-sharing, and networking event for the financial sector in the Baltic region and beyond, FinReg 2026 brings together senior decision-makers to explore regulatory developments, industry trends, and practical challenges shaping the future of financial services.
Over the years, the Baltic FinReg Summit has united the full spectrum of the financial ecosystem, including regulators, EU policymakers, industry leaders, fintech innovators, legal practitioners, and international advisors. The summit has become a go-to platform for gaining actionable insights and building high-level networks across banking, fintech, payments, crypto, AML, and regulatory compliance.

Industry in Its Full Spectrum & Networking at Its Finest
The summit brings together regulators, policymakers, financial institutions, and market leaders in one place, enabling meaningful exchange and high-level networking across the Baltics and the wider European market.
Through keynote presentations, expert panel discussions, and interactive sessions, participants gain perspective from different sides of the financial ecosystem, fostering dialogue that goes beyond individual sectors or jurisdictions.
This year’s summit is organised by COBALT, a leading Pan-Baltic law firm operating in Estonia, Latvia, and Lithuania, in collaboration with the European Investment Bank.


Practical Expertise Shared by Industry Leaders
FinReg’26 will focus on the most pressing regulatory and market developments impacting the financial sector, including:
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MiCA in Practice: licensing experiences, supervisory expectations, and the road ahead
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The Future of Finance: how digitalisation is transforming the landscape of financing
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Payments after PSD2: regulatory lessons and the transition towards PSD3
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Fraud prevention and PSR implications
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Supervisory and legislative challenges in the Baltics amid a shifting regulatory environment
SPEAKERS

Uldis Cērps
Chief Executive Officer, Finance Latvia (LV)
Uldis Cērps is a financial risk professional with over 25 years of experience in leadership, executive and non-executive roles across central banking, regulation and financial market infrastructure. Uldis currently serves as CEO of Finance Latvia, a financial sector advocacy group. He is also a Vice President of the Employer’s Confederation of Latvia and member of the Executive Committee of the European Banking Federation.
Uldis’ career demonstrates experience across many sectors within financial services, embracing the perspective of regulated companies, issuers, and regulators.
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Virginija Gečaitė
Head of the EIB Office in Lithuania (LT)
Virginija Gečaitė currently leads the European Investment Bank's Office in Lithuania, the world’s largest multilateral financial institution and one of the biggest providers of climate finance. In this role, she promotes the Bank's financial products and services to market players in the Baltic region, while ensuring projects align with the European Union's strategic objectives, including climate and environmental sustainability, cohesion, innovation, and sustainable energy. Prior to this, Virginija served as a Senior Loan Officer in the EIB’s Financial Institutions Department, where she was responsible for structuring and deploying financial instruments, primarily in Northern and Central Eastern Europe. Virginija is an alumnus of Vilnius University and holds a Master’s Degree in Finance from Suffolk University in Boston, USA.

Edgars Lodziņš
Partner, COBALT (LV)
Edgars Lodziņš leads the Banking and Finance Practice Group. He has more than 15 years of professional experience in banking and finance, capital markets and M&A field. During his practice, Edgars has successfully advised some of the most significant financing, capital markets and M&A transactions in the region (both Latvian and cross-border) and has earned an excellent reputation for being one of the top specialists in the field. His clients include major international and local credit and financial institutions, private equity and venture capital funds and investors.
Edgars is also a member of the Legal Committee of Latvian Private Equity and Venture Capital Association.

Marius Jurgilas
CEO, Axiology (LT)
Marius Jurgilas, CEO of Axiology, is a seasoned leader with over 15 years of experience in central banking, financial regulation and FinTech policy. He has held senior roles at the Bank of Lithuania, Norges Bank, the Bank of England, and Swedish Financial Supervisory Authority, shaping digital innovation and regulatory frameworks across Europe.

Sandra Rituma
Member of the Board, Magnetiq Bank (LV)
Sandra Rituma oversees the areas of anti-money laundering and counter-terrorism and proliferation financing (AML/CTPF), sanctions risk management, operational compliance, and e-commerce risk management. She is an experienced compliance specialist with over ten years of experience in AML/CTPF and compliance within the banking and fintech sectors.
Prior to joining Magnetiq Bank, she worked at Pyypl in the United Arab Emirates, where she led the Compliance and AML/CTPF supervision team across several countries. From 2019 to 2023, she served as Head of AML/CTPF at Mintos AS.
Sandra holds a Professional Master’s degree in Financial Management from the Banking Institution of Higher Education. She has completed the Executive MBA program at the Stockholm School of Economics in Riga. She continuously enhances her expertise and obtained the CAMS (Certified Anti-Money Laundering Specialist) certification in 2018 and the PRINCE2 project management certification in 2022.
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Santa Purgaile
Deputy Governor, Latvijas Banka (LV)
Santa Purgaile is a Deputy Governor of Latvijas Banka since 1 January 2023.
She was a Chairperson of the Financial and Capital Market Commission (FCMC) since 24 October 2019 to 31 December 2022 (as of 1 January 2023, the FCMC was integrated into Latvijas Banka).
Santa is a Member of the Supervisory Board of the European Central Bank, as well as Alternate Board Member at European Securities and Markets Authority and European Insurance and Occupational Pensions Authority.
Santa Purgaile holds a master degree in international economics and business. Previously, Santa Purgaile had more than 20 years’ experience in banking industry.

Akvilė Bosaitė
Partner, COBALT (LT)
Akvilė Bosaitė is a senior finance, investments and financial regulatory lawyer with nearly 20 years of experience advising financial institutions, investors and corporates on complex regulatory and transactional matters across Lithuania and internationally.
Her practice focuses on financial regulation, including fintech and crypto-asset regulation, investment funds, regulatory clearances and ongoing supervisory matters, as well as financing and investment transactions. Akvilė regularly advises on a broad range of financing structures, including bilateral and syndicated lending, securitisations, aviation finance and other asset-based financings, as well as on domestic and cross-border investment transactions.
She is consistently recognised as a leading practitioner by IFLR1000, The Legal 500 and Chambers Europe, which highlight her technical excellence, commercial approach and deep understanding of financial markets.
Akvilė holds a Master’s degree in Law from Vilnius University and an LL.M. from Erasmus University Rotterdam (the Netherlands).

Edgars Pastars
Partner, COBALT (LV)
Edgars Pastars is the Head of the Financial Regulatory and Compliance Practice at COBALT Latvia. He is an ACAMS Certified Anti-Money Laundering Specialist (CAMS) and a Certified Global Sanctions Specialist (CGSS). Edgars has extensive experience in matters related to banking and finance, providing advice on legal issues, compliance (Moneyval evaluation), risk management, capital markets (including covered bonds, securitisation, pension funds), consumer credit and payments (including PSD2 implementation). He has represented Latvia’s financial sector at European Banking Federation and Europol working groups.

Inese Lazdovska
Management Board Member, Chief Legal Officer and Chief Compliance Officer, Mintos (LV)
Inese Lazdovska is a Management Board Member, Chief Legal Officer and Chief Compliance Officer at Mintos, a European investment platform which has recently announced its strategic goal to become a bank. Inese oversees the legal and compliance function and advises on regulatory strategy. Before joining Mintos, she held senior legal roles at banks and is a sworn advocate. Inese holds an LL.M. in Financial Law and Regulation from the London School of Economics and Political Science. Since 2025 Inese is visiting lecturer on Banking Law at RGSL for B.A. students and also teaches FinTech Regulation at Riga Business School.
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Kazimieras Zaveckas
Board Member & Head of Compliance Division, Swedbank (LT)
Board Member and Head of Compliance at a leading Baltic bank with more than 20 years of experience in compliance, legal, and financial supervision. Has held senior compliance and legal roles at two major Nordic-Baltic banks, working across financial services, conduct, and financial crime risk matters.
Previously gained international experience at the International Monetary Fund, contributing to cross-border projects and regulatory initiatives. Focused on supporting sound governance, maintaining strong compliance standards, and improving oversight processes, including through automation. Also engaged in lecturing and PhD studies, with a continued interest in professional development and knowledge sharing.
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Monika
Koolmeister
Partner, COBALT (EE)
Monika Koolmeister is a Partner of COBALT Estonia having a 15-year track record as a Banking & Finance attorney. Monika also has valuable experience from a leading commercial bank in Estonia, operating as Head of Compliance and member of the Extended Management Board. Monika has also been in charge of keeping good working relationships with the financial regulators – as Head of Compliance she has served as a contact person to the European Central Bank and the Estonian Financial Supervision Authority.
She has been a member of the Estonian Bar Association since 2004.

Eva Suduiko
Partner, COBALT (LT)
Eva Suduiko is a Partner and Co-Head of the Banking and Finance Practice Group. She has specialised in banking, finance, capital markets and M&A for over twelve years. Eva gained a Master’s degree in Law from Vilnius University and broadened her experience while working as a visiting lawyer at a leading Nordic law firm Roschier in Helsinki.
During her legal practice, Eva Suduiko has advised clients in a number of M&A transactions, international financing and security arrangements. She constantly advises both local and foreign clients on various regulatory matters, including cross-border provision of services, issue of securities and other capital and financial markets related projects.

Greta Ranonytė
CEO, Fintech Hub LT (LT)
Greta Ranonytė is the CEO of Fintech Hub LT, the largest Fintech association in the Baltics, uniting more than 90 Fintech companies. Greta is actively involved in all Fintech-related questions, as the association primarily focuses on ensuring qualitative growth of the sector. Association covers topics such as governance, internal controls, risk management, AML / CTF, fraud prevention, sanctions, operational resilience, legal, compliance and reporting. She holds a Master's degree in Public Policy Analysis from Vilnius University. Before starting this position, Greta worked at the Ministry of Finance of the Republic of Lithuania, where, among other projects, she was a driving force in preparing the Lithuanian Fintech Guidelines for 2023-2028.

Jakub Wieclaw
Chairman of the Board, Magnetiq Bank (LV)
Jakub Wieclaw is a financial and banking technology professional with more than 15 years of experience in developing and implementing innovative FinTech solutions and driving strategic business development across Europe.
Prior to joining Magnetiq Bank, J. Wieclaw worked at Aion Bank S.A. and Vodeno Sp. z o.o., where, as Business Development Director, he managed projects across Northern and Central Europe, focusing on Banking-as-a-Service solutions. Under his leadership, several significant projects were successfully implemented in collaboration with companies such as PayPo, InPost, ZEN, and others, supporting the development and deployment of payment, lending, and digital banking solutions.
J. Wieclaw is an expert in financial product development. One of his most notable achievements is the launch of the first fully mobile bank in Belgium. His expertise in digital transformation has helped traditional banks evolve into modern neobanks, driving innovation and enhancing customer satisfaction.
* More information about the speakers will be available soon
PROGRAMME
08:15
Registration/Welcome Coffee/Networking
09:00
Introduction
Keynote
09:05
Opening address
09:10
Keynote | Coming soon
9:35
Panel Discussion | MiCA in Practice: Licensing Experiences, Supervisory Expectations and the Road Ahead
Coffee Break 10:30-11:00
11:00
Panel Discussion | The Future of Finance: How Impact Investment and Digitalisation is Transforming the Landscape of Financing
Lunch Break/Networking 12:00-13:00
13:00
Presentation and Discussion | EU Financial Regulatory Landscape 2026
13:50
Panel Discussion | Fraud prevention, including PSR implications
Coffee Break 14:50-15:15
Part four
15:15
Panel Discussion | Supervisory and Legislative Challenges in the Baltics: Navigating a Shifting Regulatory Landscape
Reception/networking 16:45-17:45
16:25
Wrapping up FinReg 2026 / Feedback
*The organizers reserve the discretion to make adjustments to the program.
Venue – Cyber City

Cyber City offers modern, technology-driven spaces designed for high-level conferences, executive meetings, and tech events. With advanced infrastructure and smart systems, it provides an ideal setting for knowledge exchange, collaboration, and industry-focused discussions.
How to get there?
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Address: Švitrigailos g. 34–36, Vilnius (Naujamiestis)
Parking: On-site and nearby parking is available around the Cyber City complex for visitors and event guests. -
Taxi / ride-hailing: Bolt and Uber offer a convenient way to reach the venue, with direct drop-off at the entrance.
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From the airport: Cyber City is located close to Vilnius Airport, making taxi or ride-hailing services a quick and straightforward option.
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Public transport: City buses and other public transport routes serve the Naujamiestis area; nearby stops on Švitrigailos Street provide easy access to the venue.


